Free loan calculators

How Much Can I Borrow?

Mortgage Borrowing Calculator

Please enter the income for the first and (if appropriate) second applicants and the maximum borrowing will be calculated

Applicant 1 income £
Applicant 2 income £
 
Maximum borrowing £

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

How Much Could I Pay?

Mortgage Payment Calculator

Please enter the requested values, and then the monthly payment will be calculated

Loan amount £
Rate %
Term years
Repayment Interest only
 
Monthly payment £

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Request a call back

Request a call back

Call us for more information and full details about all our products on 01323 412013

Or complete the short form below to request a call back



By clicking submit you give consent for us to use your data for the intended purpose.  Click here to view a copy of our Data Protection statement.

 

                       Fb Tw In

Buying A Property to Rent (Buy to Let)

This can be a popular mortgage option for those wishing to invest in residential rental property.  Although the perception is that buy to let mortgages are expensive, this isn't necessarily correct.   There are many lenders who offer competitive rates, which in many cases are generally similar to the rates offered on a standard mortgage.

Landlords also have a choice between interest only and repayment mortgages. Buy to let mortgages do differ in several ways from standard mortgages.  When lenders are considering approving a buy to let loan, they generally base their decision on the likely rental income from the property and not necessarily the applicants' income.  A prospective landlord needs to be aware that the rental income typically needed is 125% of the mortgage repayment, although this can vary from as little as 100% rental income up to 130%.

With our expertise in this market, we can help you find the best product to suit your requirements.  With our extensive access to thousands of mortgages and our knowledge of lender's requirements, we can find you the right buy-to-let mortgage.

Some Buy-to-let mortgages are NOT regulated by the Financial Conduct Authority.

https://www.facebook.com/Cavendish-Financial-Solutions-168416666546839/